The Great Housing Freeze: Half of Homeowners Have a Sub-4% Mortgage Rate—and Few Reasons To Move

Real Estate News · October 22, 2026 · Source: Realtor.com · By Keith Griffith · 3 min read at the source

Suburban stone cottage encased in ice with large icicles hanging from the roofline and fence surround

For many U.S. homeowners, selling their house would mean losing a low mortgage rate that they may never be able to get again.

Reported by Keith Griffith for Realtor.com (Trends), originally published October 22, 2026.

Read the full article on Realtor.com

Topics: Trends, Daily Email, Data Journalism, Mortgage Rates, Mortgages, Push Notification, Slot 02

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